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Retro Amend to corrent hardships in MPPP?


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Guest MarkN
Posted

We just took a money purchase plan from another TPA who allowed hardship distributions. The Plans legal council is advising a retroactive amendment of the MPP to a profit sharing plan allowing hardships. I don't think this smells quite right...opinions???

Posted

Very not right. Is legal counsel advocating submitting to IRS? Are they willing to indemnify the plan/sponsor if it goes bad?

See what IRS says on a John Doe CAP inquiry and go from there. Have corp put $ in and execute a corp make notes (ee was taxed). Pay back SS taxes.

Guest FormsRmylife
Posted

Would that retroactive amendment of the MPP to a PSP be with a retroactive 204(h) notice? ;)

Guest dietpepsi
Posted

Since when are hardship withdrawals allowed in a money purchase plan? Does the attorney realize this not allowed?

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