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Posted

An IRA holder dies without naming a beneficiary. The documents say that his estate is the beneficiary by default.

If the estate is divided among three children (no survivng spouse), can each of the children--beneficiaries of the estate--set up "inherited IRAs", that is, an IRA in the name of the deceased for the benefit of child x?

Posted

The answer is yes, but they will NOT be able to use their own life expectancies for withdrawals.

Barry Picker, CPA/PFS, CFP

New York, NY

www.BPickerCPA.com

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