Amendment to Safe Harbor 401(k)

[chris]

Am I right in thinking that an amendment to a safe harbor 401(k) plan during the plan year is OK (i.e., won't adversely affect the 401(k) safe harbor) assuming what's amended is not 401(k) safe harbor related? For example, if e/er wanted to add or take away loans, it could amend during the plan year to do so and just issue a summary of material modifications to the participants. Since nothing affected the 401(k) safe harbor, the fact that the safe harbor 401(k) notice given out prior to plan year did/didn't mention loans is not a problem..... ??

[WDIK]

Your premise seems logical to me.