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Roth retirement IRA for college expenses


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Guest bigkylewhite
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I understand that I can withdraw money from a Roth IRA for college expenses. I just want to clarify a couple things. Does the person using the $$ for college expenses have to be me or can I use it for one of my kids? Also, is this a penalty free withdrawl or do I have to pay the 10% of earnings fee (I'll be under 59 1/2 when I do the withdrawl)?

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