Premium non-payment - eligible for COBRA?

[Guest buchanank]

If I have a retiree who has not paid their premiums in almost a year, do we have to offer them COBRA coverage back to the date of loss of coverage due to non-payment?

[QDROphile]

COBRA rights require a qualifying event. Failure to pay premiums is not on my list of qualifiying events. Anlaysis of how to treat retirees under COBRA is sometimes tricky, so watch out for other angles.

[Guest b2kates]

The situation you asked about is not clear. Was the retiree offered COBRA on retirement and did not elect to take the coverage?