ROTH 401(k)

[Guest oxdougw]

Has anyone seen any calculators out there for Roth 401(k) contributions? I know that there are some out there for Roth IRAs but wanted to use higher contribution limits available in the 401(k) Plan. Thanks

[Locust]

For limits and discrimination testing, the Roth contributions are treated as if they were elective contributions. You would aggregate the elective contributions and the Roth contributions in applying the limits.

[Guest oxdougw]

I'm looking for something the makes a comparison of which alternative is better - pre-tax vs. after-tax contributions given the participant's age and possible contribution dollar amounts.