Wrap Plan - 5500 issue

[waid10]

Hi. We wrapped our welfare benefit programs into one plan mid year. Does anyone know the proper way to file 5500(s) for this year. Do we need to file separate final 5500s for all of the individual programs, or can we file one 5500 for the wrap plan? I don't know which is the proper way since we wrapped our programs into one plan in the middle of the year.

Thanks.

[sloble@crowleyfleck.com]

When you wrap several plans into one ERISA plan document then you base the filing deadline on the first day of the wrap plan year. That is usually the point of wrapping the plan together--it simplifies reporting.