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Posted

I have a client who is 74 years old and has a 403b plan with TIAA-CREF and Fidelity. She is planning to keep on working for a couple more years and wants to be able to delay taking her RMDs until she retires. My company is not an approved vendor for the college she works for. If I have her 90-24 transfer her accounts to a TSCA with me would she still be able to delay her RMDs? The plans do allow for transfers out. Thanks for any help with this.

Posted

My understanding is yes as long as she is still employed at the same employer, however 90-24 transfers will be a thing of the past when the 403(b) regs go into effect in 2007.

JEVD

Making the complex understandable.

Posted

See Prop. Regs.

Posted

See Prop. Regs. 1.403(b)-10(b) for successor to 90-24.

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