Excluded employee

[Earl]

I have a small plan where non-ower doctors are an excluded class.

I pass 410(b) for coverage with him excluded.

Is this non-owner doctor still in the 401(a)(4) testing (as a 0) or no?

Thank you for any help!

[could be me maybe not]

He's a zero unless he is excludable on the basis of age or service.

[Guest Donkey Kong]

You damn, dirty ape!!! Shouldn't you be flinging poo?

[could be me maybe not]

My dashing orangutan french teacher, Charles Francois Heston, once explained that the use of foul terms evidenced a limited vocabulary.