Start a Roth now, convert a IRA later.

[Guest oiwon]

My agi will not meet the 100k limit for conversion of my current IRA to a Roth in 1998. Can i start a Roth in 1999, make my 2k contribution, and then roll over my older IRA somewhere down the road when i meet the 100k limit.

[BPickerCPA]

Yes, as long as you're within the income limits for a Roth contribution. You mention a '99 contribution. If eligible, try a '98 contribution.