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More than one Roth IRA


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Guest Lonnie_parry
Posted

I have 2 Roth Conversion IRA's which are overseen by 2 separate financial institutions. Can I pay taxes on one over the 4 year period and taxes on the other fully in year 1? TY.

Posted

No. You must treat all of your Roths the same. In the case of a husband and wife, one can elect one year while the other spreads the income. But each of your own accounts must be consistently treated.

Barry Picker, CPA/PFS, CFP

New York, NY

www.BPickerCPA.com

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