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1998 Sep contributions can't Roth


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Guest Awramik
Posted

An earlier query from me concerned conversion of a Sep to a Roth. I wanted to know if this year's (1998) contribution to the Sep would still be considered an adjustment to income.

Besides this forum, I posted similar inquiries at two other web sites, one of which is the IRS.

IRS flatly states that I may not "recharacterize a current year's contribution to a SEP-IRA over to Roth IRA."

Apparently I may only "convert" previous year's SEP to a Roth.

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