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I think this has been addressed, but here is a question.

Plan Doc has comp as a participant. Participant enters 7/1. Plan is 401(k) SH with Cross-tested formula. Plan passes cross-testing using 1/2 comp while giving 3% SH + 1.44% PS. However because of TH, the 3% of full comp is more then the above on 1/2 comp.

Am I correct in giving 3% of full, but cross-test using 1/2 comp?

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