Notice of Plan Benefits Contents

[Guest crosseyetester]

In review of the description of contents to be included in the Notice of Plan Benefits, I have written up comments to be included. I am curious if there is a sample out there with wording that I could compare it to and then make adjustments. I am attaching below the draft of what I have written up but I'm more curious to review other samples and then keep working on mine, rather than necessarily having mine reviewed. Thank you.

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Please note that these amounts are estimates, final values will likely differ and may be greater than or less than the estimates.

Other forms of benefit available include lump sum and, to married participants, 50% Joint & Survivor, 66 2/3% Joint & Survivor, or 100% Joint & Survivor. There is also a pre-retirement death benefit for married participants.

As detailed in section 1.02 of the Plan Document, the present value of accrued benefits is calculated using the mortality table published by the IRS in Revenue Ruling 2001-62, 2001-53 C.B. 632 with the interest rate being the 30-year Treasury rate for the second month before the year in which the lump sum is distributed. The applicable interest rate may change before the distribution date. Interest rates are calculated using your mortality from your current age to normal retirement age. They are then multiplied by your annual benefit to produce the present value. The use of higher interest rates results in smaller lump sum amounts. Lump sums up to $1,000 may be paid without the consent of the participant or the participant's spouse.

Note: Every effort has been made to provide you with an accurate statement of benefits.

In the event of an error, the appropriate plan provisions and records of the Company are controlling.

If you do not contact Mr. Johns at xxx-xxx-xxx at the Company (999 Downtown Street, Chicago, IL 12354) by July 31, 2006, we will assume you confirm the information used to determine your benefit.

[david rigby]

Sorry, mine is proprietary. Assuming this is a PBGC-covered plan, have you reviewed Reg. 4041?

http://www.pbgc.gov/practitioners/law-regu.../page13188.html

Have I misunderstood your question?

[Guest crosseyetester]

Thank you for your response.

Well it is after reviewing the requirements as set forth in another pbgc document and taken from notice 4041 that I have prepared the wording in the notice. I didn't see an example at the location you pointed me to. I was hoping someone would have some wording I could compare mine to.