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Posted

Employer wants to fully vest all existing participants in the company retirement plan as of the date of sale to a new owner. Then revert back to the existing schedule for all new participants after that. As long as the change applies to everyone equally this should be OK, correct?

Thanks

Posted

Can you provide immediate vesting for all current participants, and a new schedule tomorrow? Yes, but would this be subject to BRF testing?

Don't forget, on the day after the sale, the seller is no longer in charge.

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted

Would an amended vesting schedule be subject to a BRF test? I didn't think vesting (schedules) were. Can someone else confirm? Thanks.

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