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Posted

I know for a NC Rate group you don't include match or nonelective 401(k) contributions... but do you include them in the rate group for the dc part of a dc/db rate group?

Posted

You still need to include these amounts in your determination of the Average Benefits Percentage Test

either for 410b coverage, or to use the midpoint in your rate groupings. But neither is part of the 401a4

EBAR nor EAR.

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