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Posted

A new client of ours let us know that they have been doing administration on their plan based on an SPD. No one can locate a copy of the actual document. We want to go through VCP to submit a GUST document. Will we also have to provide a pre-GUST document or all copies of plans from the effective date? Has anyone ever done this and had success?

Thank you!

Posted

Is it possible that the prior TPA resigned because this client is a black hole?

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

  • 4 months later...
Posted

Just received a compliance letter for retro adoption of a missing in action SAR-SEP plan document. We had no employer documents to submit other than the SEP-IRAs.

Posted

On a related note...

The VCP filing for a plan without a GUST (or TRA '86, for that matter) document? Assuming 20 participants, is it the $750 noted Section 12.02 of EPCRS?

I ask because that seems like a reasonable amount for 20 years worth of missed document updates.

Thanks.

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