COBRA Premium for Secondary Event

[Guest chloe]

We have a family that all elected COBRA due to termination of employment. Nine months into COBRA, one of the children ceased to be an eligible dependent since she was no longer a full-time student. We know she is eligible for the additional 18 months as a secondary event. But how do we handle the premium? Is it ok to move the child out of the family class and begin charging her the employee-only premium starting when she no longer qualifies as a dependent? That would then continue for the remainder of the 36 months. The rest of the family stays in the family rate. Is this ok to do or do we have to leave her in the family rate til the end of the original 18 months and then move her to the employee-only rate?

[oriecat]

If she isn't eligible to be covered as a dependent, then I believe she has to come out of the family group. She would then be charged her own premium as an individual.