Terminate Medical Insurance

[Guest purchgl1]

An employee has been off work for 3 months for Workers Comp. and has not paid any of the monthly medical insurance premiums. Can we terminate the employees medical insurance?

[Mary C]

Under FMLA regulations, you can but need to provide a notice that you will be cancelling 15 days before the cancellation. And should the employee subsequently terminate employment, the COBRA event is the termination of employment or not returning from leave, not when they lost coverage while on FMLA.

There may be additional state regs governing workers comp leaves and insurance that I am unaware of, but you didn't tell us which state you are in.

[Guest purchgl1]

Under FMLA regulations, you can but need to provide a notice that you will be cancelling 15 days before the cancellation. And should the employee subsequently terminate employment, the COBRA event is the termination of employment or not returning from leave, not when they lost coverage while on FMLA.

There may be additional state regs governing workers comp leaves and insurance that I am unaware of, but you didn't tell us which state you are in.

Thank you for your reply, we are in California.