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Guest josephr
Posted

I have a brokerage client who has termed in a db plan, and has a lump sum distribution from a plan that appears to have an asset shortfall. The plan's attorney wants the participant to secure a bond for the distribution in case the company bellies up. I am no db maven, but I did a quick read of para 215 of PPA and can't find any data to support this. As a matter of fact, it appears that the plan may be restricted from making a distribution.

DC/broker guy needs some help...

Posted

There is a substantial volume of additional law on lump sum distributions and underfunded plans.

One of the restrictions in found in 1.401(a)(4).

If you can, find the presentation made by Joan Gucciardi at the ASPPPPPPA session which gives a better

view of the subject.

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