COBRA

[Guest CJNYC]

Under COBRA each qualified beneficiary has a separate right to elect continuation coverage. For example, an employee's spouse may elect COBRA coverage even if the terminated employee does not. COBRA can be elected for only one, several, or for all dependent children who qualify. However, can a terminated employee elect COBRA for a minor child, and not cover themselves? I have searched the COBRA Handbook, notices on the DoL site, and even called the DoL - but have not received a satisfactory answer.

[oriecat]

Yes, ALL qualified beneficiaries have independent election rights. As the child is a minor, then the parent would also have the right to elect for the child.