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Guest Arklowkees
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Mom died in 2005. Brother is executor, I am third in line to act if he fails to act. He has liquidated other IRAs and rec'd checks made out to him and to mom and put these into her trust/estate account at the bank.

We have 4 IRAs remaining that do not have a beneficiary listed. Have called the funding agencies and these can pass onto the estate per their contracts. However, one lawyer says we need to do probate?

Why, if there is a will and a living trust document and these spell out what happens to all assets, can't we avoid probate costs?

The estate is less than $100,000. There are 9 children to inherit. Thoughts of what is best strategy? Had thought of doing a 'stretch' of the funds but majority of siblings want to close out everything and move on.

We are all workable with each other, so, majority rules.

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