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Roth to Traditional conversion not completed for 1998


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Guest Robert in Ohio
Posted

My wife made a contribution to a Roth IRA for Tax year 1998. When we were doing our taxes for 1998, we decided that since her contribution to a traditional IRA would be deductible, we would go that route. I thought our broker had completed the conversion via verbal directions (didn't know I had to fill out a form, and was not advised), but I recently found out the conversion was not completed. Is it possible to make that conversion now for 1998 since this was an error? What are my options and requirements?

Posted

It's too late to correct a 1998 contribution. Refile the 1998 return to reflect that the contribution was to a roth IRA, and take it up with the broker.

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Barry Picker, CPA/PFS, CFP

New York, NY

Barry Picker, CPA/PFS, CFP

New York, NY

www.BPickerCPA.com

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