CB/PS NC (retirement ages vary)

[abanky]

I have an integrated ps plan which has a retirement age of 59 1/2, normal form is lump sum at retirement, but allows annuity options. Also, the death benefit is exclusively annuity forms for over 5000.

My questions are:

1) if i create a NC/CB where the retirement age is 65 for the CB plan. Can I test them both at 65?

2) if 1) is no, how complicated is it to change the retirement age of the PS plan to 65.

Thanks in advance,

Andrew

[abanky]

1) if i create a NC/CB where the retirement age is 65 for the CB plan. Can I test them both at 65?

Yes... use the higher of two retirement ages for your testing age.

(did i answer my own question correctly?)

[Tom Poje]

yes, for testing purposes use the latest of retirement ages if it is not uniform.