AP wants to keep money in plan

[rlb64]

QDRO is for a 401(k) plan awarding the entire participant's account to the AP. The order gives AP the option to receive payment in cash or rollover consistent with plan terms. Nothing in the order forces immediate payment. QDRO has been reviewed and ready for payout.

AP has asked us to keep the money in the plan. Since AP is not a participant, the AP needs to make an election, correct?

[QDROphile]

Negative.

[Guest mjb]

what does the plan say?