Mandatory withholding on IRA distribution? (higher education)

[Guest maxtax]

If you take an early distribution from your IRA for qualified education expenses (avoiding the 10% additional tax), does the brokerage house have to do a mandatory withholding even if client will have no tax due on the amount (low income year)? Thank you!!

[Appleby]

Withholding on IRA distributions are optional. If the client wants to have no taxes withheld, then he/she must make that election on the distribution request . If no election is made, the payer is required to withheld 10%.

[Guest maxtax]

Withholding on IRA distributions are optional. If the client wants to have no taxes withheld, then he/she must make that election on the distribution request . If no election is made, the payer is required to withheld 10%.

Thank you Appleby- I thought that was the case but wasn't sure if it applied an early distribution.