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Posted

Brand new plan with short PY for the first year.

Is one required to pro-rate charges/credits as is the case on plan termination (Rev. Rul 79-237)?

To my thinking, one is calculating annual contributions payable from the valuation date over the working lifetime of the partcipants. So for an EOY val on 12/31 say, one is calculating annual contributions payable from 12/31, and it is irrelevant if the plan is a full or short plan year?

What if the plan year is changed for an exsiting plan?

Posted

Just curious, but why would you have a short plan year for the first plan year?

The material provided and the opinions expressed in this post are for general informational purposes only and should not be used or relied upon as the basis for any action or inaction. You should obtain appropriate tax, legal, or other professional advice.

  • 2 weeks later...
Posted
Just curious, but why would you have a short plan year for the first plan year?

I didn't. I got this plan from a TPA where the business started June x, say, and the TPA entered the first plan year to be June x to December 31st, thinking that the plan start must be on or after the business start date!

(My understanding is the plan can be effective from Jan 1 even if the sponsor commenced business after Jan 1).

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