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Guest SLSHAHAN
Posted

Every day another good question comes up.

I have scanned through everything I can find and nothing talks about voluntary benefits - dental in this particular case. The ARRA specifies that the subsidy is for medical, dental & vision. The only true exclusion I can find is FSA's. I have a client that offers COBRA for their voluntary dental plan. Assuming the employee meets the criteria, are they eligible for the subsidy for this plan? My thought is yes - but that just proves how badly the whole law was thought out!

Anyone?

Posted

I anticipate that HRAs will find more COBRA continuations being elected for those involuntarily separated 8/1/08-12/31/09 under ARRA given the 65% cost subsidy than under the traditional COBRA rules, given that HRAs are not exempt from ARRA special COBRA rights as health flex accounts are.

John Simmons

johnsimmonslaw@gmail.com

Note to Readers: For you, I'm a stranger posting on a bulletin board. Posts here should not be given the same weight as personalized advice from a professional who knows or can learn all the facts of your situation.

Guest Tauriffic
Posted

If it's not an FSA or if it is exempt from COBRA (with a few exceptions), then you have to offer the subsidy (assume the other requirements are met). I can find no exception for dental COBRA.

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