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Guest MikeAIGFA
Posted

Is anyone aware where I can obtain a template copy of DB Investment Policy Statement?

thank you.

Posted
Is anyone aware where I can obtain a template copy of DB Investment Policy Statement?

thank you.

This should be plan by plan and to my knowledge, the DOL has not suggested a template. Suggestion is to make as short as possible. Here's what one plan sponsor may use: "An asset allocation is maintained among equities (40%-60%), fixed income instruments (40%-60%), and other investments (0%-10%), rebalanced from time to time, and reviewed at least annually by the Plan’s Trustees."

The material provided and the opinions expressed in this post are for general informational purposes only and should not be used or relied upon as the basis for any action or inaction. You should obtain appropriate tax, legal, or other professional advice.

Guest NJ-Center of the Universe
Posted

An IPS can be fairly extensive. Ours identifies the asset classes, benchmarks, what triggers a plan going onto a "watch l;ist" and what triggers the replacement of a manager, rebalancing guidelines, etc. If you sponsor a large plan perhaps the company/plan is large enough to hire an Investment Consultant, who will be able to help develop a meaningful IPS suited to your plan.

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