Benefit-Focused-Retirement Plans?

[Guest nidusjr]

I have seen some examples of current proposals from our sales team that appear to be

db plans bulked up on life insurance in non-412i plans. I do not have an ax to

grind either way. I am confused and just trying to respond to the questions

that I am getting in. The examples don't make sense to me post-PPA, but I am

happy to be educated on how these would work.

Most recently they are coming from a firm that calls them

"benefit-focused-retirement plans." Is anyone familiar with this?

Two specific examples cited in a write-up:

1. A husband and wife with a first year corporate deduction of $750,000.

Reference to a $1,700,000 life insurance policy.

2. Two parnters taking $600,000 deductions for each of ten years with reference

to $2,000,000 life insurance policy.

Happy to hear an advocate of when this would work post-PPA world.