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In the past, employees who have been declared disabled whether by our LTD carrier or by SSDI have remained in our records as active and have been eligible for the same plans and subsidy as an active employee. We recently changed the criteria so that if you are only receiving SSDI, then you will be terminated and no longer have access to any of our health plans.

We have an employee who has been on LTD and SSDI for 2 years but his LTD benefits will end this March. At age 63, he is eligible to retiree from our company but obviously only eligible for Medicare due to his disability. He is also eligible to enroll in our retiree health care plan(s) until age 65. If he were to select our standard PPO plan, is Medicare primary and this PPO plan secondary just like as if he was over age 65?

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