Roth IRA

[carrots]

A couple of our clients are asking about the relative advantages of rolling DB distributions into Roth versus regular IRAs. Is there a good resource on that topic?

[Guest Sieve]

I don't see that the analysis for coverting a DB lump sum into a Roth is any different from any other conversion to a Roth. It's all a numbers game--but, of course, no MRDs required (until death) from a Roth, and Roths permit contributions after age 70-1/2 (if otherwise eligible).