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Rollover from Traditional IRA to Roth IRA Taxable 2009?


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Guest dahuse0603
Posted

If I rollover funds from a Traditional IRA to a Roth IRA before April 15, 2010, can I apply it to the 2009 tax year (1040A, Line 11a)? I know contributions can be applied, but not so sure on rollovers.

Thanks.

Guest Sieve
Posted

No. Conversions are distibutions in the year of the conversion--which, if I understand your post, was in 2010. So, you have the choice to include in income in 2010, or include half in 2011 & half in 2012.

A contribuiton (not conversion) between January 1 & April 15, 2010 starts counting years towards the 5-year distribution rules with 2009.

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