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A client has a 457 Plan with Employer contributions. The client is a governmental agency (local township office). The contribution is a Matching contribution that is given as a flat percentage of compensation (4%) to any one who is making salary deferral contributions, regardless of their rate of participation.

Does a 457 plan have to perform ACP Testing for this match?

Posted
A client has a 457 Plan with Employer contributions. The client is a governmental agency (local township office). The contribution is a Matching contribution that is given as a flat percentage of compensation (4%) to any one who is making salary deferral contributions, regardless of their rate of participation.

Does a 457 plan have to perform ACP Testing for this match?

No. There is no nondiscrimination testing at all for 457 plans.

Thomas L. Geer, J.D., LL.M.

Benefit Plan Solutions

Blog: http://401k-403b-457-plansblog.blogspot.com/

Email: geertom@gmail.com

Phone & Fax: (888) 315-6720

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