Combined 401(k) and DB Trust

[Guest Spock]

I know that DBk is coming out soon for small employers, but has anyone ever seen a larger employer (over 500 lives) maintain a single trust for their 401(k) and their DB plan?

Alternativley, has anyone ever worked with a DB plan that accepted 401(k) rollovers?

[K2retire]

I've had many DBs that accepted rollovers from DC plans. We often set up a bogus plan in Relius Administration solely for the purpose of tracking the rollover accounts in a DB plan. Because our clients had pooled investments it was a real pain.

[Guest Spock]

I've had many DBs that accepted rollovers from DC plans. We often set up a bogus plan in Relius Administration solely for the purpose of tracking the rollover accounts in a DB plan. Because our clients had pooled investments it was a real pain.

Thanks for the reply.

Can I ask, did the rollover share in the investment return pro-rata?

How did you handle it from an expense perspective? Did it affect PBO at all?

Were they allowed to purchase addiional annuity benefits with that rollover, or was a lump sum distriubiton the only optino for withdrawing the DC rollover?

Did the DC rollover remain free of the DB QJSA rules?