When Would You Certify AFTAP?

[Andy the Actuary]

What position are actuaries taking? Assume plan provides voluntary lump sum distributions.

1. Do not certify AFTAP without PA requesting (No Exceptions)

2. Non-frozen professional plans (Certify Automatically)

3. Non-frozen plans where AFTAP>100% (Certify Automatically)

4. Non-frozen plans where AFTAP>=80% <100% (Upon Request)

5. Non-frozen plans where AFTAP>=80% <100% (Certify Automatically)

6. Plan frozen after 9/1/2005 and AFTAP>=80% <100% (Upon Request)

7. Plan frozen after 9/1/2005 and AFTAP>=80% <100% (Automatically)

While there are those who will disagree, my door seems to be swinging based upon my knowledge of the client. For example, small professionals are not interested in suspending accruals.

I tried this a poll but was unsuccessful at posting.