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Posted

Let's say that a 50+ person has $22,000 of earned income. Defers all of it to a designated Roth account in a 401(k). Can he also contribute to his Roth IRA? It seems counterintuitive that he could, but perhaps it is ok? thanks!

Posted

Discussed in a previous thread, which I can't find right now.

The answer was yes, you can do both the deferral and the Roth IRA.

Posted

Thanks! This was the conclusion I was coming to as well, but it just didn't "feel" right. But I was unable to find any reason why it wasn't allowable, and apparently that's what the rest of you found as well. Seems odd, but ours is not to question why...I still have this sinking feeling I'm missing something, but darned if I can find it!

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