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WRERA modified PPA to state that small lump sums (under 5K) can be paid without regard to the 80% or 60% restrictions. Verify what the plan document says.

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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