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Posted

husband and wife plan (no employees)

a plan amendment to increase plan formula is effective 1/1/07 and adopted 3/15/08.

it seems that increased plan formula could not be used for 2010 plan year for computing cushion amount.

Am I missing something?

Posted

No. I believe you are correct. The amendment can not be recognized for 24 months (which would then include the 2010 valuation).

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