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Posted

If a defined benefit plan is late in paying a benefit to a participant, what interest rate should be applied to the late payment, assuming that the lost time value is not captured by actuarially increasing the benefit?

Posted

Likely, it depends on administrative practice. I've seen anywhere from 0% to 8% (with appropriate compounding and fractional adjustments).

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted
Likely, it depends on administrative practice. I've seen anywhere from 0% to 8% (with appropriate compounding and fractional adjustments).

Thanks. I was looking at the 6621(a)(2) rates (underpayment rate) but rather arbitrarily.

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