Overcharging/Undercharging Health Plan Premiums

[Madison71]

Company sponsors large group health plan. Company pays 50% and employee pays 50%. For several years, some employees were paying 50% of the premiums based on family coverage (when only enrolled as single coverage) and some were paying 50% of the premiums based on single coverage (and were enrolled in family coverage). Is there a correction program for this? VFCP perhaps?

[Guest matthew222]

How many employees constitutes "some"? I would offset the future premiums of employees that were overcharged. On the flip side, I would recommend avoiding trying to recoup underpayments from the other employees. If it's a "large" health plan, it's probably not a huge deal that "some" employees underpaid, right?

[Madison71]

Thank you. I'm not sure the exact number of employees at this point - probably around 50 over 3 years. There is no correction program to go under? They asked that I correct being as conservative as possible - I don't want to have an issue down the road.

[Guest matthew222]

If it's been 3 years (not sure how some of these employees didn't notice the wrong deductions for this long), I recommend just reimbursing the overcharged empployees the difference as soon as possible and start the new, correct deductions.

I don't know of any "programs" for this since it was an employer payroll error.

[Madison71]

Thank you!