QMCSO Payment Checks

[karen1027]

Previously posted regarding difficulties I was having regarding the implementation of a QMCSO. Payment checks are still going to the non-custodial parent (which is in non-compliance with the QMCSO); however, the ex has started to send me the health insurance checks endorsed over to me - what should I do with these checks?

[mbozek]

Previously posted regarding difficulties I was having regarding the implementation of a QMCSO. Payment checks are still going to the non-custodial parent (which is in non-compliance with the QMCSO); however, the ex has started to send me the health insurance checks endorsed over to me - what should I do with these checks?

Who is the designated payee under the QMCSO? is it you, you, as agent for the children?

[karen1027]

Yes, the QMCSO designates me as the designated payee. (The insurance company has refused to implement the QMCSO stating they are unable to do so.) The QMCSO was sent to the health insurance company by the employer (after I sent it to the employer.)

[mbozek]

Yes, the QMCSO designates me as the designated payee. (The insurance company has refused to implement the QMCSO stating they are unable to do so.) The QMCSO was sent to the health insurance company by the employer (after I sent it to the employer.)

If you are the designated payee and these payments are amounts that are due you as designated payee under the QMCSO then you can cash them. But you need to make sure that you are entitled to receive the payments and they are not to be made to a state agency. You may also be required to keep the funds segregated from your personal accounts and keep a record of all payments made to providers. You need to have an attorney review the QMSCO to make sure that you are in compliance with all of its conditions.

[karen1027]

Yes, the QMCSO designates me as the designated payee. (The insurance company has refused to implement the QMCSO stating they are unable to do so.) The QMCSO was sent to the health insurance company by the employer (after I sent it to the employer.)

If you are the designated payee and these payments are amounts that are due you as designated payee under the QMCSO then you can cash them. But you need to make sure that you are entitled to receive the payments and they are not to be made to a state agency. You may also be required to keep the funds segregated from your personal accounts and keep a record of all payments made to providers. You need to have an attorney review the QMSCO to make sure that you are in compliance with all of its conditions.

Bit confused - these payment checks from the health insurance company, made payable to my ex-spouse, are for reimbursements for health expenses that I have already paid. The QMCSO states I am to receive payments and designates me (the custodial parent) as the designated payee. The ex is also allocating some of the amount of the payment check to other services I have paid for the children.

[karen1027]

Yes, the QMCSO designates me as the designated payee. (The insurance company has refused to implement the QMCSO stating they are unable to do so.) The QMCSO was sent to the health insurance company by the employer (after I sent it to the employer.)

If you are the designated payee and these payments are amounts that are due you as designated payee under the QMCSO then you can cash them. But you need to make sure that you are entitled to receive the payments and they are not to be made to a state agency. You may also be required to keep the funds segregated from your personal accounts and keep a record of all payments made to providers. You need to have an attorney review the QMSCO to make sure that you are in compliance with all of its conditions.

Bit confused - these payment checks from the health insurance company, made payable to my ex-spouse, are for reimbursements for health expenses that I have already paid. The QMCSO states I am to receive payments and designates me (the custodial parent) as the designated payee. The ex is also allocating some of the amount of the payment check to other services I have paid for the children resulting in a lower payment than I am due.