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Posted

I understand that the full DB contri is allowed plus 6% DC contri

Is the employee deferral also included?

ex.

$250,000 comp

100,000 DB

7,500 3% safe harbor

can you also have 16,500 employee deferral?

25% of comp is $50,000

Posted

First question: No

Second question: Yes

Said another way, deferrals don't count in the 6%.

I understand that the full DB contri is allowed plus 6% DC contri

Is the employee deferral also included?

ex.

$250,000 comp

100,000 DB

7,500 3% safe harbor

can you also have 16,500 employee deferral?

25% of comp is $50,000

Posted
25% of comp is $50,000

?

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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