Plan terminating without plan attorney

[TPApril]

401k small plan sponsor has just decided to terminate plan by end of year. Plan up to date on amendments but they no longer have a plan attorney. They will not be filing a DL. Is it acceptable to just create a plan resolution to terminate from a template?

[ETA Consulting LLC]

You can amend to terminate through resolution, but you'd typically want a definitive amendment to terminate. The amendment effectively triggers immediate vesting (which is already incorporated into the plan "if" terminated) and a distributable event. You would want your amendment to specify the termination date.

Good Luck!