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how would one arrive at an annual rate of interest that is equivalent to the average of a 1 year treasury and a 30 yr US gov't bond yield for the period of 10/ - 9/30 prior to the subsequent calendar year? I don't know where to find the 1 yr rates and i believe i would need to take the avg of 12 mos of 30 yr US gov bond yields. Look forward to any comments.

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