RMD in Profit Sharing Plan

[rfahey]

The TPA is advising me that a 2013 RMD is based on the owners 12/31/12 account balance for his profit sharing plan.

THis sounds correct.

But they are also saying that this calculation will be impacted if the client decides to make a 2012 profit sharing contribution ( in 2013 ) and he gets an allocation.

Is this correct ?

THank you.

[ETA Consulting LLC]

^{This used to be required, but the rule changed some time ago. This goes back to the answer to every requestion is "what does the plan document state?"}

^{Good Luck!}