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I thought this was resolved about a decade ago!

I just picked up a prototype DB plan that is funded with insurance. They are using a different mortality table for lump sum equivalence for males and females.

When I discussed it with them, they indicated that the Norris decision only applied to plans with at least 15 participants (this plan has three participants), and that they have a 1995 IRS approval.

Did I miss something? Isn't there something in the Code about this?

Meanwhile, I have to calculate a lump sum based on the terms of the plan document, which for now has a different mortality table for males and females!

What did I miss?

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