PCORI Fee

[Guest PEMAQUID95]

I recently read that an HRA will have to comply with this fee. We offer an HRA in lieu of health insurance, like an opt-out benefit to our employees. The document I read indicated that the fee is $1 per covered beneficiary and is due July 31, 2013. Does anyone have any experience or expertise on this?

[Chaz]

The fee will likely apply to your HRA.

A more pressing concern, it seems to me, is how you will be able to maintain this HRA in view of the application of PPACA's restriction on annual and lifetime limits to standalone HRAs.

You should speak with counsel.

[Guest PEMAQUID95]

Would our HRA be considered integrated if we required employees to show proof that they had coverage elsewhere? I thought I read that other coverage could be any other coverage as long as it complies with the annual dollar limit rules? What other plan design options do I have in order to continue to offer the HRA? It is only available to employees who opt-out of employer provided coverage (currently we do not require proof of other coverage).