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Posted

I'm consulting with sponsor of a 403b plan that's never had a plan document.

Any EPCRS gurus out there know whether they can sign a good faith 403b document now (retro to 2009) and get the current $375 fee discount for late amender?

Posted

This IRS submission kit is invaluable for filing the necessary VCP. We just used it at the non-profit where I'm currently employed. And yes, it has to be filed by 12/31/13 to get the reduced fee. Your 2 most likely delays are 1) the written document and 2) board adoption of the plan. We were able to get a written document from our current investment provider (for the price of committing to a small monthly fee).

http://www.irs.gov/pub/irs-tege/vcp_submission_kit_403b.pdf

Kurt Vonnegut: 'To be is to do'-Socrates 'To do is to be'-Jean-Paul Sartre 'Do be do be do'-Frank Sinatra

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