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Posted

I have read that in determining PIA, you compute AIME by using earnings history prior to year you attain age 62. Is this true, or does anyone know of using earnings after age 62 when determining AIME?

Posted

Haven't looked in a while, but I think that earnings thru the year of age 64 is used. Indexing is thru age 62.

I recently saw a notice that the SSA has an online calculator.

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Guest Roman
Posted

Gary,

Go to www.ssa.gov and look at the Office of the Actuary. You can download the software free. The software will tell you exactly how the PIA is calculated.

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